Differentiates between tied and independent advice and its impact on disclosures.

• A. Tied advice is limited to products from a specific provider; independent advice can recommend products from multiple providers; disclosures must reflect the scope and limitations.
• B. Independent advice is restricted to one provider; tied advice can use multiple providers; disclosures do not need to reflect scope.
• C. There is no difference in product scope; disclosures are the same.
• D. Tied advice requires no disclosures.

Answer: (A)