The trustees of an occupational pension scheme can appeal the FSPO decision to which body?

• A. Cannot appeal this decision.
• B. Can appeal to the High Court.
• C. Can appeal the decision to the Pensions Authority.
• D. Can appeal the decision to the Central Bank.

Answer: (B)

The key idea is that decisions of the Financial Services and Pensions Ombudsman are reviewable in the High Court, rather than being appealed to a regulatory body. Trustees can challenge an FSPO decision by applying for judicial review in the High Court on a point of law or jurisdiction. This is the established route for contesting FSPO outcomes, and it is not an internal appeal to regulatory bodies. The Pensions Authority and the Central Bank do not serve as appellate bodies for FSPO decisions; they regulate and supervise, but they do not hear appeals from FSPO determinations. Therefore, the correct path is to pursue the High Court. If you’re studying for exams, remember the distinction: FSPO decisions are subject to judicial review in the High Court, not an in-house or regulator appeal.