Which of the following can potentially claim on the Investor Compensation Scheme?

• A. An individual private client of an insurance intermediary.
• B. A large company.
• C. An insurance company.
• D. A pension fund.

Answer: (A)

The Investor Compensation Scheme is designed to protect retail clients of investment firms when the firm fails to return money or investments. It doesn't cover professional or institutional clients. An individual private client who uses an insurance intermediary is a retail client and could potentially claim under the scheme if the intermediary’s firm cannot meet its obligations. In contrast, a large company, an insurance company, or a pension fund are treated as professional or institutional clients and are not eligible for this protection.